With the financial situation nowadays there will be a lot of people who have a less than perfect credit record and we realise that on many occasions this was certainly due to circumstances beyond their control. Losing a job or suddenly being hit with high bills that were not budgeted for can leave anyone with black marks on their record and we don’t intend to penalise you for going through a bad time.
We should be able to get you back on the road even if you have a bad credit record. We have cars of all makes and ages, so once you let us know what you want and what you can afford, we will start letting you know what we can offer you.
Any offer made is yours to accept or refuse, but considering your record you will have to take into account the fact that you are not going to be eligible for the sort of deal that someone with an ideal record is.
At Budget Auto Finance we are not going to judge you regardless of what it was that led to you having a bad credit rating. Since we were formed we have helped many people get back on the road and have been able to set up plans that suits most people. There is a limit to the amount you will need to pay a month and also the length of time we are prepared to wait for repayment, so it could be that you need to wait a while before getting back on the road but we can promise we will always do our best for you.
All forms we receive are checked carefully and no assumptions are made. You may have missed paying some debts in the past but as you will have the form read by us, a company with plenty of financial experience we will be able to give you a fair review and not just look at the basics.
If you are wondering if it is worth contacting us at Budget Auto Finance, then you can check the incidents that we are able to assess. If you have had issues with non payment to utility companies then we will be able to give you a deal, for the same applies if there have been issues with bad credit loans and credit cards. Even court judgments and bankruptcy are not going to prevent you getting a loan as long as the courts were paid up and the bankruptcy has been discharged.
The main thing that we will be looking for is your ability to pay this loan and not the reasons why you have not paid in the past. We understand that people who have had debt problems and know the problems are not going to want to go down the same path again.